• Mary Sizemore

Women and Long-Term Care

The month of March is recognized as Women’s History Month. Women's History Month is an annual declared month that highlights the contributions of women to events in history and contemporary society. When thinking about women in history, we would be remiss if we didn’t honor the women who play such an important role, as caregivers to those loved ones that need help from a chronic illness or memory issue. They are our grandmothers, mothers, aunts, daughters, sisters, nieces, and friends.

Women are the Nation’s caregivers.

Approximately 75% of those providing home care are females. When women become caregivers, they are 2.5 times more likely to end up in poverty and five times more likely to depend on Social Security. Also of note, is the toll caregiving takes on personal health and mental well-being.

Long-Term Care is a women’s issue!

While there is an important need to improve awareness of long-term care planning among all Americans – women face significant challenges with living independently as they age.

  • Women live longer than men. Women outlive men by about 5 years on average.


  • Women need more long-term care than men. Because women live longer, they require more years of long-term care than men. Roughly two-thirds of long-term care claims were paid to women needing care.


  • Women are often aging alone. Almost 70% of women aged 75 and older are widowed, divorced, or never married. Because women are more likely to live alone, they have no one in their household to help with daily activities.


Women have the potential of being caregivers at least 3 times in their lives. First as mothers, then as caregivers to their parents, and finally as caregivers to their spouse or partner. As long-term care insurance specialist and advisors, we need to remind women about the importance of planning for themselves. Ask your clients, what their plan is for long-term care, who will provide care to them and how they will pay for it. Listen to their responses. This is a great opportunity to hear their stories and provide a solution that will secure their independence for years to come.


For more information on the long-term care policies available in your state, please contact a member of our marketing team at 1-800-945-1953.

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